Capital One

• 0% on balance transfers until 1st December 2009
• 0% on purchases until 1st December 2008
• 3% balance transfer handling fee
• Free Identity Theft Service

For people with an
excellent credit rating 

• 0% on balance transfers and purchases
  until 1st November 2009
• 3% balance transfer handling fee
• Free Identity Theft Service

For people with an
excellent credit rating 

• 8.5% p.a. variable on balance transfers
  and purchases
• No balance transfer handling fee
• PLUS 0.5% cashback on every purchase you make
• Free Identity Theft Service

For people with an
excellent credit rating 

• 5.5% p.a. variable on balance transfers
• 0% on purchases until 1st February 2009
• 3% balance transfer handling fee
• Free Identity Theft Service

For people with an
excellent credit rating 

• Credit limit up to £2,500
• Choose your own card design
• Spread your payments
• Free Identity Theft Service

For people who need to
strengthen their credit rating