Before you apply,
check you're eligible

more likely to accept you if:

• You have credit card balances of less than £10,000
• You're aged 21 or over
• You're a home owner
• You have an income of more than £20,000 p.a.

We're not likely to accept you if:

• You have missed repayments in the past
• You've never had credit in the UK before
• You've had any CCJs or defaults

Please note that meeting these criteria does not guarantee acceptance.

Before you apply,
check you're eligible

We're more likely to accept you if:

• You have a long history of successfully managing your credit
• You're over 18
• You're on the electoral roll

We're not likely to accept you if:

• You've had any CCJs or defaults in the past
• You've never had credit in the UK before

Please note that meeting these criteria does not guarantee acceptance.

Before you apply,
check you're eligible

We're more likely to accept you if:

• You're used to managing your credit
• You're over 18
• You're on the electoral roll

We're not likely to accept you if:

• You've had any CCJs or defaults in the last 12 months
• You've never had credit in the UK before

Please note that meeting these criteria does not guarantee acceptance.

Before you apply,
check you're eligible

We're more likely to accept you if:

• You're over 18
• You have some history of managing your credit even if you have had CCJs or defaults in the past
• You're on the electoral roll

We're not likely to accept you if:

• You've never had credit in the UK before
• You have been declared bankrupt in the last 12 months

Please note that meeting these criteria does not guarantee acceptance.