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Capital One believes that everyone should have the chance to have a credit card. We have both Platinum cards and Classic cards.
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You must be over 18 and resident in mainland UK. For a Platinum card you must be aged 21 or over and receiving an income of more than £10,000 per annum.
You can apply now over the internet, it only takes between 5 and 10 minutes! Find out more about credit cards.
Not necessarily. Capital One takes all the information you provide on your application form - and a decision is then made based on that information and also information of your previous credit history. If you are unsure why you have been declined now or in the past you can get a copy of your credit file from the credit reference agencies which Capital One uses: Experian and Equifax.
You can apply again, but please wait at least six months before you do. You will receive the same response if you apply again immediately.
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